Hi All, I'm quite new to all of this business, I've spent the last three days trying to make sense of huge amounts of information on investing and trying to find an online broker. I've applied for test drives (virtual accounts) with genesis securities, global futures, cobra trading and speed trader. My wife is an accountant, she should be doing this but she has no time. I am a retired musician, I should NOT be doing this but I have the time. So, the first absolute beginner's question in this, I realize that low risk usually equates to low return, but for a beginner, this may be a good thing. Where do I start, stocks, futures, forex, options, other. I searched the forum for beginner's advice but I didn't find answers to these specific questions so I hope that if this has been dealt with before that some of the old timers would just be kind enough to point me toward the relevant threads. Thanks!