I believe this has been such a shock to the world its changed everyone's perspective of whats important . I believe we'll be entering a long age of less debt and less consumption .Who's going to go cruising? People will fly less. People will travel abroad less . Just a very small change in consumption will have a huge affect on co's. Going forward the valuation of the mkt's will be less. We didn't learn our lessons in 2000 or 2008. But we'll learn it now. The gov't will be choking on debt now and we could be entering a Japan type situation of almost no growth . We continued to party like it was 1999 for the last 11 yrs . Reality will be a hard pill to swallow.