you're paying for this schoolbus drivers $800k house

Discussion in 'Economics' started by empee, Feb 24, 2009.

  1. No you didn't so I won't bother either, especially since you seem incapable of critical thinking.
     
    #61     Feb 24, 2009


  2. another well detailed analysis and thought out post

    you win
     
    #62     Feb 24, 2009
  3. Look jackass, I asked you the same questions over and over again and you evaded answering them because you had no answers and then you lied and said you did when you had not. No wonder you don't get the concept of personal responsibility. Good luck loser.
     
    #63     Feb 24, 2009
  4. If you really believe this you need to be protected from yourself.
     
    #64     Feb 24, 2009
  5. no need to lose your head

    take a moment to relax, anxiety gets in the way of clear thinking

    just so you don't have to go back and review i said the lair was worse if i didn't make it clear i'm sorry

    and gun makers aren't liable



    so could you please answer mine without the insults
    is personal responsibility exclusive to home owners and not institutions

    the co. that made the loan that knew it was bad, but they had no responsibility because they "transferred" risk. i'm i hearing you correctly

    what about people who bought houses with no risk because they didn't have any net worth aren't they just as smart as the bank for having no risk and only reward

    the argument that they didn't obligating there contract is a fine one. then they should default and go bk I've said this enough you should know were i stand

    But to say one group was smart and transferred risk and the other was dumb because they no risk and only reward boggles me
     
    #65     Feb 24, 2009
  6. <img src=http://www.elitetrader.com/vb/attachment.php?s=&postid=2320306>
     
    • bank.jpg
      File size:
      96.9 KB
      Views:
      249
    #66     Feb 24, 2009
  7. First don't insult me and then whine when you get it back.

    Second, you still haven't answered my question about contracts:

    If two parties (a bank and a consumer) enter into a legally binding contract and the consumer defaults, who is more at fault?

    Finally, please boil your questions down to one or two and rephrase them clearly. I have no idea what you mean by things like: "the argument that they didn't obligating there contract is a fine one."


     
    #67     Feb 24, 2009
  8. F this lady, whoever sold her that 200k house for 800k should be on the hook and not us 401k investors.
     
    #68     Feb 24, 2009
  9. the lady in the video isn't all that truthful when she said Obama must stop foreclosures. She's just doing it b/c her equity has gone negative. most people who foreclose do it by choice, and not because they are unable to pay the mortgage.
     
    #69     Feb 24, 2009
  10. lets keep it simple

    question #1

    who is worse the loan liar or verifier

    my answer liar

    question #2

    should a gun maker be liable for killing with gun

    my answer is no

    question 3#

    who's more at fault the lender or borrower

    my ansewer

    the borrower is responsible for his own loan and should go bk( he is at fault for making his own problems)

    the bank and institutions are at fault for their own problems and since they can use seemingly endless leverage
    and created easily 10 times the money in cds i would have to say the banks are more at fault for the whole mess.


    Now my questions

    since theirs at least 40 trillion worth of cds and only 7 trillion of mortgages (that's total sub prime represents only 10% of the 7T)

    Are cds creating or protecting risk?


    Why is the person that takes a mortgage knowing his chance of default are high but doesn't have any net worth so he doesn't care

    Any worse then the originator who sells and also knows of high chance of default but has nothing to lose either?


    who owns more fault

    borrowers 1 trillion in bad loans or bankers that created 40 trillion of cds off of 1 trillion of bad mortgages?
     
    #70     Feb 24, 2009