The only way you loose it by getting shaken out of your position, wait for a dip and buy the index, you will very rarely loose, just sit tight it comes right back. You must realize the powers that be work together to get the market higher everything hinges on the stock market. The data and every piece of it is manipulated just remember its manipulated to get the market higher. As the indexes dip slowly add to your position you will hardly ever loose. They will make you squirm but just relax, it always comes back.