For those whom I am stating the obvious, asking for forgiveness would be applicable. Many people, however seemingly miss the subtle distinction of wisdom and being smart/learned/knowledgeable. I am sure many here on this forum have known very smart, intelligent and educated folks who were later proven a complete f**k-ups in all or most aspects of their lives. The key is, it seems that knowing something will not make us free, applying that knowledge can make us wise and hence liberation could commence. Life rewards the learned - getting jobs and advancing in your career wisdom might help but degrees, titles and 3 letters acronyms (CPA, Phd etc) seem to work better. Wisdom comes when you learn that beside all the stuff you must lean they forget to teach you the lessons of the street. There is an education in school and the real education of life. In the later, if humility and receptiveness exits, wisdom can be had. The best wisdom my former teacher told me was; "the secret of life is letting go". Letting go of fears, worries and negativity. I know, it is easier said than done, but if you do it right it will liberate you. When one can truly let go and accept whatever happens and he is on the path, nothing bad will happen to him that otherwise would not have happened anyway. There is no need to worry about money, jobs or even health. The universe will take care of you. All of you, if you have real faith and just let go. This outlook will do wonders for stress and anxieties. The Ancient Wisdom is not a religion or philosophy it is just paying attention to what's important. As they say - in life do not sweat the small stuff and it is mostly small stuff.