Would you ever consider opening an offshore bank account?

for whatever reason? And...it's not illegal - once you report everything.

10x

 

It's not a would-question, you SHOULD open an offshore bank account, as a currency hedge and deposit insurance, keep some small nest egg for emergencies like USD 100-200K.
Be aware that these days is very very difficult to do it for US citizens and residents due to IRS regulations which amount to unofficial restrictions on capital movements.