I scheduled an interview today and on the phone the lady that I spoke with said that there will definitely be an initial capital contribution required (a few thousand she said). My understanding was that this is not always the case their, that is that they make these decisions on a case by case basis. So if they told me upfront that I will have to put up money do you think it is for sure. It might seem like the answer is obviously yes but she also told me I will have to pay for the licensing exams (by the way do you guys know how much these are, the 7 and 55) but I have read on this discussion board that if you argue about this point they may pay for it. This leads me to belive that it's possible the contribution is negotiable too? Or is it. Any response appreciated.