Apparently if you set up more than one payee to wire money to on the same day IB automatically locks your account for sending out money and it is subject to review by compliane. What they don't tell you is that you have to then call them to have compliance actually look at it to approve your payees. They say it is for security reasons??? To avoid, set up payees one day at a time in advance, then you can send out as many wires as you want. Who knew? Good luck.