Why Roth IRAs are so valuable...

Discussion in 'Taxes and Accounting' started by Cabin111, Aug 16, 2022.

  1. mervyn

    mervyn

    yes, you can trade almost anything as long as the broker offers. I trade options in Roth weekly. Fidelity didn’t offer futures but I was told I can trade bitcoins.
     
    #11     Aug 16, 2022
    ET180 likes this.
  2. Cabin111

    Cabin111

    At Schwab and Fidelity, I will buy ETFs then do covered calls on them...

    It can not be a master limited partnership in my Roth...Example USO.
     
    #12     Aug 16, 2022
  3. I did a Roth conversion a few years ago. My current employer now offers Roth 401 which does not have income restriction on being able to contribute. I'm maxing that now.
     
    #13     Aug 17, 2022
    murray t turtle likes this.
  4. %%
    Another solution , do a bit a over years/scale it. IN USa they are trying to raise taxes again \ that could greatly change in November.....
     
    #14     Aug 17, 2022
  5. mervyn

    mervyn

    I figured this is the same as if I scale the withdrawal, let's say $15-20k a year.
     
    #15     Aug 17, 2022
    murray t turtle likes this.
  6. Cabin111

    Cabin111

    #16     Apr 16, 2023
    murray t turtle likes this.
  7. mervyn

    mervyn

    #17     Apr 16, 2023
    murray t turtle likes this.
  8. Cabin111

    Cabin111

    I'll share some of my holdings...Very boring companies, outside the US. I buy these for security...Not even for income or growth. Just my style...Diversified assets.

    Please feel free to invest in these...Help my portfolios (trust and Roth)!!

    GMAB, GSK, GNC.AX, IPH.AX, CDUAF, BBCA, EWA, RING, THD, FICDX, BRDCY, NVS, FJTSY, EWY, RBHLY, EWC, PCRFY, BP, TRYIY, TEVA, VPL, FEM, also many mutual funds with foreign companies in them.

    When the government comes looking...No income here. We'll move on...

    I'll give you one last example of asset vs income. For our third vehicle, we own a 2005 Chevy Colorado. We bought it new in 2005 for about $10,000. During the middle of the pandemic (when cars were in short supply), I could have sold it for $10,000.!! Yeah, I know most cars/trucks depreciate and are a poor investment (none at all). But sometimes, they can be an asset that holds or retains good value while being used. Think of a Honda Civic and the resale value of it after you bought it new...Use it for 5 years and 60,000 miles. Great ride and good asset to sale for value later in life. Just how I think...
     
    Last edited: Apr 16, 2023
    #18     Apr 16, 2023
    murray t turtle likes this.
  9. mervyn

    mervyn

    I mean physically, a small dwelling, some local cash, etc in a foreign country.
     
    #19     Apr 16, 2023
  10. Cabin111

    Cabin111

    Yeah, I would do that if I was younger. At my age, it's more estate planning. You start to have the government looking into your affairs if you own overseas. I'll collect silver dimes, rather than own outside even my own state. In every state you own property (when you die), you have to file probate in that state. Can you imagine clearing an estate with property out of the country!!
     
    #20     Apr 16, 2023