I appreciate how difficult it is, but I question whether the folk who implemented Mark to Market appreciated "unintended consequences". I might cut Geithner some slack, but I fear he is a deer in the headlights. At this point, it is not whether he can formulate a perfect plan. They need to get some motion. There are piles and piles of private capital accumulating by the day with no where to go other than treasuries and maybe gold. The Gubmint needs to break the ice jam and put some prices out there while this nation still remembers that capitalism is based on using money as tool to make more money.