It's criminal that politicians denied Wal-Mart a bank charter. Jerk-off banks like BAC and C were fighting it because Wal-Mart would expose their failed business practices. A Wal-Mart bank would be an excellent service for the consumer, and would greatly compliment their core business. The denial was prelude to the current 'USSA' we find out self in: special interests placed ahead of the American taxpayer. I hope (pray) FORTIS' prediction of 6000 bank failures comes to fruition. So the next time a successful company with $400 billion in annual revenue proposes something that would greatly benefit consumers, they will be welcomed with open arms and not fucked around by sock-puppets pretending to represent the people.