Why is the government using taxpayer money to bail out the financial institutions? We live in a capitalistic society that allows companies that make wise business decisions to prosper and those that make bad decisions to fail. Why not just let the companies that made bad loans go under? Sure, it would hurt the companies that made stupid loans to stupid people who could not afford them. But shouldn't they take responsibility for their own actions? I think that our government leaders are afraid that we are heading for a depression and that throwing more money that we do not have at the problem will solve it. The real problem is our personal and national debt. Going into further debt will only worsen the problem due to the added interest payments. We are giving away trillions of dollars that our children will never be able to repay. And who is going to keep floating this debt? Do we think China and the oil producing nations are stupid? They are going to get to the point where they lose faith in our ability to repay Treasuries and stop buying them. Worse yet, they may cash them in. Then what will happen?