Why is it scarier to spend money when you have it, then when you dont?

You aks the question and you also provide the answer. The answer is simpler than most people think:

You are rich because you are cheap.

 

Thanks. It’s funny how we’ve had the same experiences. Except I’ve been doing it for a lot longer than 11 months. I don’t think the dumb customers I dealt with were as smart as yours. The most they really tried was saying they got the wrong pizza or it took too long and they want it free. Of course you then bring them a new pizza for free and ask for the old one, and of course they ate it. How come they ate the pizza that they supposedly didn’t want? But most of the problems are with stupid employees not caring. They don’t ask the customer for their address and I waste 30 minutes going to the wrong address and then the right one and I ask them why they can’t get the right address and even show them how and what questions to ask the customer and they get mad at me tell me they don’t give a crap. Then the manager says she’s leaving and doesn’t care. I’m made out to be the bad guy when their the ones who screwed up.

You know it’s so great to have a change of pace from the restaurant. Working at the golf course now, I am around good, honest people who are helpful and nice. It seems everybody is there to do a good job and the customers are really great as well. What a world of difference.

 

I can tell you these clothes are not higher quality. It’s all in the name. He’s given me a bunch of clothes and shoes and there is nothing special about them. It’s like those $400 North Face jackets that all the poor people get now. Anybody who tells you they got one because their good jackets, is lying in my opinion. They got them because everybody else has one and that’s why it costs so much.

Now obviously there is a difference between paying for higher quality goods and $100 jeans with rips and holes in it because that’s the style and name brand. The golf course I work at charges like $300 for a guest to play, I think. While that’s expensive and I’d rather play a public course 10 times for that price, I can see why someone would want to do that.

 

I don’t think it’s a “want it now” attitude. Like I said before when you have no hope, when everything seems so out of reach, then you just spend what you have. You don’t care. Think about it. It used to be a father could go down to the local factory, work 40-50 hours and support his wife, 2.4 kids and dog, buy a small house with a white picket fence and retire with a nice pension. Well those jobs are gone. Now somebody has to go to college, go thousands in debt, maybe tap some credit cards to cover expense, then graduate and maybe get an entry level job and hope you don’t get laid off, get outsourced, or get replaced by a cheaper immigrant. When it takes that much just to survive, why bother trying? Besides, if someone spends money now, at least it’s not getting eaten up by inflation if they instead tried to save it.

I know this personally. I used to work like crazy and try to save money. I used that to start a few businesses and trade with. After 7 years, I’m broker than ever. All that hard work and saving got me nothing (maybe a lot of experience). I have more tax write offs than I know what to do with. I know the key is not to make money, but to make your money work for you to make more money, so why bother working to make money when I haven’t figured out how to use it to make more money? Labor value and purchasing power is constantly being eroded away, so if you can’t figure out a way to make more money using money, then why bother trying? Your climbing an uphill battle. Just spend the money you have now and at least you’ll enjoy it now.

Oh and I think this also ties in to drugs and alcohol. You are much more likely to keep better care of your body when you have something to live for. I have noticed this while working at the golf course. In the rich area that it’s located, I have not seen one fat person. I have also seen very few, shall we say, not the greatest of looking people. There are sidewalks everywhere and people are always biking and jogging. These people have a life to live and something to look forward to. For poor people, it doesn’t have to be a country club membership or new mansion that you’re working towards. It could be something as small as buying a car to go to work in or working towards a promotion at work. But again when these things seem so out of reach, you’re likely to not even bother trying. Obviously there will always be people who get addicted to drugs and are lazy, but for a lot of people, making things more achievable will provide all the incentive needed.

 

That's great. Use the coupons and take any advantage of the company any way you can while not burdening the employees. Order online too. There's usually good specials there. Just remember to take care of the driver!

 

Keep the coupon. The driver will never ask for it unless you don’t tip him, or management is making him get it. One time the place I was working wanted us to start collecting coupons. One day I got back from a run and the manager asked me where the coupon was. I said the customer gave it to me and I gave it back to him and told him to use it again. She nearly freaked. I said Oh, no God forbid someone uses the coupon again and we make more money. No we don’t want that. I don’t think she figured that out.

Yea I’d probably would like to be like you one day too. When I go to work now, the parking lot is littered with Mercedes and BMW’s. Everyday I’ll see at least 1 or 2 ”other” cars (Rolls Royce, Ferrari, Bentley). They don’t really interest me. My 1992 Camry gets me from point a to point b just fine. Although I do have to say that when I see a brand new Rolls Royce convertible, I start to question whether I’d want one of those or Jessica Alba. It’s a hard pick really. Can’t say.

 

Nope. A trader that is addicted to trading for the sake of trading is called a soon-to-be former trader. Addicted traders trade for the sake of trading -- not to make money.

I'm not afraid to take vacations. I've taken two in the past 2 months with another one coming up this month. Still, the thought of missing a trade that I could make $100K+ in less than 3 minutes aggravates me. I'll be trading via wi-fi in the airport terminal on my laptop. Lol.

 

I didn't read your post about whoever gave you whatever brand/type of apparel. For some more expensive items of clothing, there is a clear difference in the quality of the material used, and the way in which the item is cut. The cut definitely makes for a better fit in many cases. I'll wear my cashmere sweaters every winter day versus wearing a cotton or nylon stitch. And FYI, I may be wearing it under a North Face jacket thank you very much!

You work on a golf course. You should be able to tell the difference between a nice button-up a shirt and a not so nice button-up shirt. Either way, everyone isn't really into clothes and how they look in their clothes. I care depending on where I'm going. If I'm going into the office, I don't care at all.

I would say that having taste is like trading acumen, you either have it or you don't...BUT, taste can be acquired via exposure. Trading ability on the other hand, not so much.

 

The rich people you referenced in sentence one did not have the attitude you have in sentence two.

 

I hardley think that the fact that can’t hardley spell “hardley” correct, hardley disqualifies anything else I might say.

Are you talking about my 3 suggestions to them being bitching? I don’t see how you can say that. #1 if people don’t tip me, they are not paying for my services. That is stealing from me. If your employer didn’t pay you one Friday, you’d be bitching to. So I don’t see what’s wrong with me suggesting that they don’t order delivery unless they pay for it. They can always pick it up. Of course I don’t say this to them, because I’d probably get fired, but it doesn’t mean I can’t think it. #2 What’s wrong with suggesting that they go online or use a coupon? I’m trying to help them. What do I care if they use a coupon? #3 If I only had $20 in my pocket, I don’t think I’d be spending it on a full service pizza. If I really wanted one, I’d go get a frozen one and cook it, but that’s just me.

If Southwest gave you a coupon, I’m guessing that is because you bought a plane ticket. So you paid for the drink anyways. I just don’t believe in getting something for nothing. There are only 3 people in this world in my opinion. Givers, takers, and self sustainers. If I pay for something because I’m getting something else for free, I guess that make me a giver. If you just get something for free, that makes you a taker. So in the end all I’m doing is paying for your taking.

There’s a difference between ghetto and poor. I’m broke now, but at least when I go to McDonald’s, I’m polite and know what I want. I don’t critisize people for being from the ghetto, I’ll critisize people for the way they act. My parents lived paycheck to paycheck for many years in our small townhouse.

I guess I pretty much agree with everything else you said. Like you said it’s often beyond their control. But I don’t see what legitimate excuses there are for people acting loud and stupid on the phone and not opening the door after 5 minutes of knocking. It’s just ignorance.