This is what i notice...broke people love to spend money and put everything on their credit cards. By broke i mean people living paycheck to paycheck. Now I have 10s of thousands just in my savings, and im scared to make any luxury purchase over 300 dollars. I mean i really have to think about it for a long time before i decide. For instance...i've been wanting a new computer for a some time. It would only run me about what...700 dollars? I can afford it, but I would feel like i just threw that money away. Anyone else with a decent savings in the bank do the same thing? Maybe chris rock was right....rich people save their money so they can be rich. Poor people spend their money so they can LOOK rich.