Bubbles and crashes are apart of a market's function yet people are only concerned with the crash. You never hear anybody crying "we're making to much money" during bubbles, but you let there be a crash and everybody feels something needs to be done. its pitiful. many times the bubble and crash are directly connected and it's the bubble that causes the crash. all the personal responsibility talk goes out the window when ever stocks go down. stocks go up and down, your gonna have to learn how to trade both sides if you wanna continuously make money.