Consider my true example. I know a reputed and experienced forex manager who has been paying for past 10 years average profit of +35% per annum/year. I want to invest in managed forex account with this forex manager but minimum investment is $100,000. At present I do not have $100,000 so I cannot invest. I am waiting for money from my real estate business then only I can invest with my forex manager but due to global financial crisis the real estate business worldwide is in a bad situation. So here, I know of a business opportunity which will earn me 40% to 50% (maybe 100%) profit per year but I cannot invest due to lack of money. Now if a billionaire or millionaire knew about this forex manager he would have invested "big money" immediately and would be earning 40% to 50% per year. Whereas I am just watching other people earn money. So you need money to earn more money.