Yes we're supposed to happily eat the $885 monthly increase. That's over $10,000 in additional premiums each year. I run 6 days per week, bike a bit and my wife goes to the gym. We're more fit that probably 95% of the people and thus we cost the insurance company nothing each year. But a couch potato who is 50 pounds overweight, has high blood pressure, high cholesterol, maybe some heart issues gets subsidized by us. And in all likelihood they are getting a big subsidy. Fair? Hell no. Many people choose to be slobs. I'm hoping Odumbocare subsidies are ruled illegal and then see what Odumbo does. He'll have no choice but to allow massive changes to health insurance.