Hello, I'm new to this forum and all together new to investing as well. I'm 23, make ~50k/year my company matches 50% up to 1,500, so I'm going to put in 3000, the company 1,5000 for a total of 4.5K. In this way, I plan to contribute 4.5K annually into my 401K. Here are my options: Federal money Market Fund Total Bond Market Index Fund LifeStrategy Moderate Growth Fund LifeStrategy Growth Fund 500 Index Fund Total Stock Market Index Funx Mid-Cap Index Fund Small-Cap Index Fund US Growth Fund International Growth Fund I don't know much about this stuff (I know how compounding interest works, I even took a Math of Finance class), but I just don't know whats best for me. I have good job security, and plan to be investing a few thousand/year into a ROTH IRA as well. My intention with the ROTH IRA is that it will come in handy when I buy my first house.