Note if you use IB -- if you do something stupid like change your wire instructions 10 times the same day they will restrict your account. And there are rules about transferring money in/out (ACH for example I think you can only send back to the same account for 45 days). These are for customer protection, but every once in awhile someone blasts IB about the rules despite reading them and acknowledging them when making the transfer. As if IB really was going to risk their business to keep your $2000 account an extra day....puhleez......