Where would you park $800k?

Discussion in 'Risk Management' started by zghorner, Nov 22, 2021.


  1. My goto is credit / debit spreads. Dec 2023 SPY 250/150 Put credit spread is a $5.73 credit, which is about 2.4% return on capital. Very easy to scale up the reward/risk by picking farther strikes. SPX if commissions are an issue. If you or your friend are expecting volatility to rise later, the debit spread is better.
     
    #41     Nov 22, 2021
  2. VicBee

    VicBee

    Take half, put it in a bank savings account and the other half in TSLA.
     
    #42     Nov 23, 2021
  3. bln

    bln

    Define "low risk". We don't know the risk mandate so the question can not be answered properly.

    What is the Max Draw Down ("MDD") on the total Eq he is okay with? if you can answer this question it will possible to give a good answer.
     
    #43     Nov 23, 2021
  4. Bonds or a fund with low equity split might be the way to go. Needs to at least match inflation. Might be worth explaining to him inflation risk
     
    #44     Nov 23, 2021
  5. RedSun

    RedSun

    OP received so much expert advice!
     
    #45     Nov 23, 2021
  6. Markus (GS) has a 5 year CD that yields 1%
     
    #46     Nov 23, 2021
    xandman likes this.
  7. hilmy83

    hilmy83

    Imagine there is no old man with 800k. OP just want ideas to put his 5k in without sounding like a complete noob
     
    #47     Nov 23, 2021
  8. zghorner

    zghorner

    essentially he is looking for risk free 2%. The money has been wrapped up in CDs up to this point and wants to beat what they are offering. If that doesn't exist without some draw down risk then so be it.
     
    #48     Nov 23, 2021
  9. LMFAO HHAHAHAHHAHAHAHAHAHAHAH
     
    #49     Nov 23, 2021
  10. Check out guru's journal. Holy crap, he is getting like 20 percent annualized with almost no volatlity!
     
    #50     Nov 27, 2021