I am curious where people think is the safest place to keep their money. Our country is over $10 trillion dollars in debt, so T-bills and FDIC accounts don't seem too safe. I have considered putting funds in various currencies like the Japanese Yen or the Swiss Frank through Everbank.com. Virtually all commodities, including gold and silver seem to have peaked and are trending down. Land is cheap now, but not very liquid. Conventional wisdom is just to stay diversified in stocks and bonds. I realize the stock market partially recovered last week, but it could just be a pullback in a prolonged downtrend. Is there really any place safe to keep money these days?