When will insurance rates skyrocket due to all these Hurricanes?

Discussion in 'Economics' started by The Kin, Sep 18, 2005.

  1. I'm not just talking about Katrina

    2005
    Katrina (LA AL FL) 2005 4 190,000,000,000
    Dennis (FL) 2005 4 9,000,000,000

    2004
    Charley (SW FL) 2004 4 15,000,000,000
    Ivan (AL/NW FL) 2004 3 14,200,000,000
    Frances (FL) 2004 2 8,900,000,000
    Jeanne (FL) 2004 3 6,900,000,000

    2003
    Isabel (Mid-Atlantic) 2003 2 3,370,000,000

    2002
    Lili (SC LA) 2002 1 860,000,000

    Totals from the major Hurricanes alone...

    2002 Total 1.9b
    2003 Total 3.4b
    2004 Total 45b
    2005 thus far 200b
     
  2. its called reinsurance :)
    katrina represents very little damage relative to total assets$
     
  3. But surely the reinsurers will be passing on their extra costs to insurance companies which will pass it onto the consumer.
     
  4. On another website, quite a few people recently mentioned that their insurers are now running credit checks on them. After years with these very same insurers, it appears they are looking for any reason to jack rates.
     
  5. homeowner rates have skyrocketed 3 years straight. last year state farm rasised me 12% and the year before 10%. on the coast of fla rates have doubled the last 2 years
     
  6. This worries me... I'm in Real Estate and my company holds a shitload of land in Florida. Florida's population is expected to boom but that might change if homeowners' insurance skyrockets for Hurricane prone areas. Something I suggested to my superiors.
     
  7. Joe

    Joe

    Charley, Ivan, Frances and Jeanne most inland areas were not effected much. everything was back to normal within a week, the only problem was picking up the debris on the roadways and the Oak trees that fell upon some homes. Other than that; damage to homes in the inland areas were at a minimum.