When did IB institute this 100k minimum to earn interest

Discussion in 'Interactive Brokers' started by SoesWasBetter, Aug 16, 2017.

  1. Thats not what the docs say.

    toonerdy, quoted it above.


    Why are you saying no?
     
    #11     Aug 17, 2017
    comagnum likes this.
  2. comagnum

    comagnum

    Shorting has nothing to do with a cash sweep. You have to be in cash to earn interest.
     
    #12     Aug 17, 2017
  3. I guess folks dont know when their pocket is being picked.

    Old news

    100k min to earn interest is a disgrace. Petterfy needs to add a few more billion?
     
    #13     Aug 17, 2017
  4. i960

    i960

    It's 100k min for *short position generated cash*. The normal cash sitting around doing nothing gets interest on anything beyond 10k.

    And yes I do agree it's lame there are any minimums period.
     
    #14     Aug 17, 2017
  5. If thats the case , the documentation stinks

    I know there was never a 100k minimum , but the way thats written it looked like they had instituted something new.

    Thats what happens when you get paranoid
     
    #15     Aug 17, 2017
  6. From the language, its not about short or not short stock. It's about the NAV as it specifically states. NAV should be above $100K USD to qualify to earn interest on excess cash.

    Noting that other brokers don't even pay interest on cash balances, no matter what you have. You'd have to buy money market funds manually.
     
    #16     Aug 18, 2017
  7. comagnum

    comagnum

    Fidelity is the only other retail broker I know of that also pays a cash sweep/interest - just a little bit lower than IB, without a minimal balance required.
     
    #17     Aug 18, 2017
  8. well, now its up in the air again,

    anyone with an acct <100k get any interest posted lately? that would settle it
     
    #18     Aug 18, 2017
  9. truetype

    truetype

    Why keep excess cash at your brokerage account? Both GS and Barclays are offering 1.2% online savings accounts now.
     
    #19     Aug 19, 2017
  10. mokwit

    mokwit

    They did once, then changed it I think for a time they did not, and have only just started again - I was surprised to see the interest accruing - seemed too good to be true so I checked with IB support to be sure it was a positive balance accruing not a debit (yeah u kinda get that way after a long time with IB)
     
    #20     Aug 19, 2017