Several members here seem to favor the extraction of monthly profits as opposed to letting them ride (compounding returns). The rationale for regular extraction of monthly profits seems to serve as a hedge against black swan-type moves and supplement or totally support living expenses. Are those the only arguments against compounding returns? Perhaps broker insolvency risk? Counter party risk? etc? But those can be avoided within a reasonably high degree of confidence with some prior due diligence, no? Assuming a trader has: 1) a profitable strategy 2) a conservative position sizing model to negate adverse market moves (black swan-type moves) and 3) other income - necessary to pay the bills... Whats wrong with compounding returns?