I always hear the TV guys yack about 10 year, 30 year treasury rates, about it being at historic lows. What does this really mean? Will it actually push mortgage rates down? If so, I don't understand what the 'real' logic is w/ mortgage rates, granted there are many factors. Does this essentially mean bank profitibility is hurt, thus the sell off? And not because of the debt woes? Anybody into REAL BANKING, not just TV JARGON? I could use some pointers in terms of where to look regarding assets and liabilities. Thank you.