i am just curious what people think.. our little group had total different opinions on those 2 questions. so if anybody could answer those to questions and why would be great 1) A prospect wishs to invest some money overseas. The reference currency is EUR. He would like to achieve 4-5% p.a. Which Invest proposal (allocation of the assets) would you recommend him? What is it your reasoning? 2) An existing client having an USD bond portfolio complained about the current low yields he can achieve, as the current interest rates are very low. What would you recommend him? and Why?