What would you do if you were me?

If you can't make money trading right now, consider the following: While you've still got some money in your bank account and some time on your hands, I highly recommend you focus on developing some new skills that may help you earn some money later on, either through a job or by starting your own business. You mentioned having good cognition, so consider learning a programming language that you can master and then you'll be in a position to charge money for your programming efforts at a later time if you need to. In fact, you might find that the programming skills you learn may increase your abilities as a trader and open up new opportunities for you in the markets.

That's just a suggestion to get you thinking, but what you really need to do is sit down by yourself for one hour, and just start writing down some new skills that you've always wanted to learn. Don't worry about how much time and work those skills may take to develop. For now just write down a list of 10 - 15 skills you'd like to develop in yourself. They don't all have to be work-related. Maybe you've always wanted to learn how to draw or paint. Maybe you'd love to learn how to play the guitar. Maybe you'd love to learn how to cook. What about learning how to work with wood? Or how about learning how to weld various types of metals? Your friends may be able to help you out with suggestions, so ask them, "What skill or career do you think I would be really good at?" You may be surprised at the suggestions you get.

The possibilities are endless, but now is the time to use some of your money to explore new desires. Once you have a list, split them into 3 groups. The first group represent the easiest skills, meaning that you could learn them relatively fast, say within the next year or two. The second group are the skills that may take 3 or 5 years to become really good in. And the final group are your long-term skills that may take a decade or longer to become an expert in.

Once you've got your 3 groups, pick one skill from each group that you're the most passionate about, and then move forward with learning those 3 skills.

But whatever you do, don't just sit around and waste your time and money over the next year or two while you're waiting on market conditions to become more favorable. The last thing you want to happen is for your money to run out and you have no marketable skills either. Invest in yourself today so you can be prepared for the future, and you'll never regret taking those actions. Good luck!