Might have stated here previously, I've got $500 / month to burn out of the savings I draw from my salary. I can draw more but like in trading, I don't like margin calls With respect to finance I think of myself as some Swiss Army knife. I know programming (C++, Java, Perl) enough so I can build non-HFT systems from the ground up. I know quant finance enough to adapt the Fokker–Planck equation to a Black-Scholes statistical arbitrage case most people don't know or care about (coze it doesn't make money obviously, at least not until inflation reaches double-digit annualized percent . And I've done enough trading on my own $10k Interactive Brokers account to figure out there must be a better use of those 50% per year losses that I'm covering from my own pocket So... I'm putting a temporary stop loss to the stuff I've done in the last 12 years (working my ass alone trying to break trough, all by myself) and contemplating what options do I have, apart from working my ass alone trying to break trough, all by myself. As a quant developer employee in finance there was absolutely no difference from what I do currently outside finance: there's not a goddamn thing I can do about what I do and why I do apart from working 8 hours straight without questions asked and cashing the paycheck. And hoping it holds for another 30 years or so. Apart from all that hype though, new languages, new paradigms, new tech, the fundamentals haven't changed much. So if I hold for 30 years+ that's gonna be because and if I can correctly identify those fundamentals out of the noise that gets wiped out periodically. And for that I'm willing to re-direct those $500 / month. My idea currently is paying a peer reviewer to pair-program with me the stuff I make. Think NASA has not two but THREE different TEAMS doing the same thing independently before risking to send not a human but a robot to Mars. At $500 / month however, I can't get a half time CSS designer in Pakistan at least INTERESTED, let alone someone of a comparable caliber. But $500 is not zero so I'm guessing it *does* offer me some options. Curious about what would you do in my place.