Waiting untill you have X dollars to give it away is a cop out. Just take a 1000.00 right now and give it to a homeless person. The feeling is exactly the same as if you have 100 mill and give away a million at a time. Don't hesitate, go do it right now! Or you want when you have 100 million.
I'm pretty sure I have a better vantage point over my own life, my own family and my own friends than you have
the above is a given that you are more familiar with them. however that doesn't mean you have drawn the correct conclusion that your families and friends will remain unchanged by your sudden wealth.
So you'd rather be rich and famous than rich and anonymous? Since these are the two choices that the threads premise is built on. I'd rather take my chances on people I love and trust than on complete strangers.