I am truly sorry that you have such a cynical outlook on life. I use RapidPass and take my car to be serviced at a technical college. Where there is a will, there is a way.
A market is created when two or more people agree on price but disagree on value. 50% of all contracts are in a winning position. 90% of traders lose long term. Interesting exploration, trying to figure out why. Perhaps one reason is most traders don't understand the underlying structure of both the market and themselves.