There was a time that fraudsters and even the directors of a bankrupt bank went to jail. That has all swung to the opposite of hardly anyone getting the blame for the financial foul-ups of a few years ago. Remember prime mortgages etc. ? No probably not. While many lost out there was another side to the story - those that got away with fortunes. It is summed up for me by the expression that used to be around - " if you haven't been bankrupted at least 3 times, then you are just not trying hard enough". The Gordon Gecko culture is an uncaring awful one and we are all stuck with it,