Gold, notes, CD's. Savings, offline investments, and a years (or more) worth of emergency cash in my mattress.
i have no spare cash. i borrow money from credit cards and refinacing houses then add margins to trade. i have been like this for 3 years. so far, very alive.
I've went to disney world twice within the last 7 months which cost around 12k - so that covers the vacation. I prefer vegas but they want to see the damn characters.
Cash, House, Money Market... I feel i already risked enough once to make it, and dont feel like risking it again. (im a daytrader)
around 50k in liquid cash. 250k in money market. In Gold and Silver, I have a few gold and silver bars as well.