I'm pretty sure daytrading doesn't provide health benefits. What kind of health insurance do you guys have? edit - I'm currently unemployed so I'm especially interested in this topic.
What state are you in? Have you tried The "search function" on this website yet"? This topic has been addressed on several instances.
I have a catastrophic($5K deductible) that shields me from anything major. It costs about $900 a year. Lower deductibles are available for a little more.