The guys may be - I'm not. I'm negative about counterparty market-makers who pretend to be brokers, many of whose clients really don't understand that when they "trade" against them, they're not dealing with someone who acts on their behalf in a market to which they don't, themselves, have access, but simply having a side-bet against a counterparty who holds their deposited funds, makes up their own prices for their own "products", and also makes up and interprets all the rules governing the transactions. Many are expert marketers, not expert brokers. They know exactly how to attract the type of customer they want. I'm not denying that there are some good, ethical, honest, well-regulated ones, too ... but those are actually comparatively few and far-between and the picture I'm describing is in reality far more characteristic of the industry in general. My knowledge and experience of the industry over the last decade or so, and a bunch of colleagues and friends who have considerably more knowledge and experience than I've had, directly, myself.