%%%%%%%%%%%%%%%%%%%%%% I agree, MR cashC; look @[d] debt. Look @ [c] capital, small caps may do better,long term but horrible slippage when the bears attack[like today,LOL.] [IBD] I like to look @ all the fundamentals +all technicals,almost all news , like Investors Business Daily teaches. For Example, not a prediction but BAC, C have almost all the numbers bad.Remember when ''C'' wanted to pay a big dividend recently, the FED would not permit that; i think the market may also remember how they[attempted] to waste the taxpayers money on a new airplane, 2008/+..............................................................