Admittedly - I am new - so be gentle with me, please. I bruise easily. But here's my latest brain scheme: Find a high volume, volitile stock that has out of the money or at the money call options with premiums that are 9% of the stock price or greater. Buy the stock. Sell the call options. And for downside protection - SHORT the stock by the same amount you have purchased. When the stock drops below the price you originally entered you are both long and short the stock making the price movements a wash. When the stock is above the price you originally entered you are only long and catching any gains in the price of the stock UP TO the amount of the strike price of the call option (in the event you get called out.) Ok - so somebody tell me I'm crazy - shoot holes in it - tear to pieces - but PLEASE - be gentle!!!