We are better off than we were 6 years ago!

Discussion in 'Politics' started by Tsing Tao, Oct 3, 2014.

  1. Another delusional thread by Teadiots who don't understand the environment. There is a reason why you people do not exist in the hard sciences.

    State of Our Recovery
    [​IMG]

    Good job Mr. President.
     
    #41     Oct 6, 2014
  2. some people are still short from 2008.:D.
     
    #42     Oct 6, 2014
  3. Tsing Tao

    Tsing Tao

    Ahahaha....!!!

    How fucking clueless can one moonbat be?

    Employment:

    [​IMG]

    As for interest rates and stocks, it sure is amazing what $4 Trillion worth of money printing can do for you! The best bubbles money can buy!!

    Can't wait for you to run and hide once it bursts.

    Bonus chart. All these people cheering the stock bubble and printing "wealth effect". hahaha...

    [​IMG]

    Yes, Good job, Mr. President! (and Mr. Chairmanwoman)
     
    #43     Oct 6, 2014
  4. Tsing Tao

    Tsing Tao

    What Bubble? Record $924 Billion In 65 Million Auto Loans: 31% Of All New Loans Are Subprime

    And now for something funny.

    Earlier today, credit agency Equifax piggybacked on Experian's auto loan data, and reported the following:

    • The total balance of auto loans outstanding in August is $924.2 billion, an all-time high and an increase of 10.8% from same time a year ago
    • The total number of auto loans outstanding stands at more than 65 million, a record high and an increase of more than 6% from the same time last year;
    • The total number of new loans originated through June is 12.5 million, an increase of 4.9% from same time a year ago
    • The total balance of new loans is $254.2 billion, an increase of 6.9% from same time a year ago and representing nearly half of total new non-mortgage credit originated
    • The total number of new loans originated year-to-date through June for subprime borrowers, defined as consumers with Equifax Risk Scores of 640 or lower, is 3.9 million, representing 31.2% of all auto loans originated this year.
    • Similarly, the total balance of newly originated subprime auto loans is $70.7 billion, an eight-year high and representing 27.8% of the total balance of new auto loans
    • Year-to-date in June, the average loan amount for borrowers with risk scores of 680 or lower are increasing the most, showing a 3% increase from the previous year. Loan sizes among borrowers with risk scores of 760 or higher show little change from the same time a year ago
    At least we now know, definitively, what the reason for the US manufacturing surge in the late spring early summer was: a subprime credit-driven car buying binge.

    But wait, there's more: because here is Equifax' "conclusion" based on the above bullets:

    "Auto sales continue to soar, crossing the 17.4 million mark on an annualized basis for new cars and light trucks in August," said Amy Crews Cutts, Senior Vice President and Chief Economist at Equifax. "The abundance of high-quality vehicles for sale, the attractive financing options available, and the ever-increasing age of cars on the road today have created an environment that makes it easy for consumers to say 'yes' when it comes to purchasing a new or used car. Importantly, auto loan originations to borrowers with subprime credit scores remain stable, providing additional evidence that a bubble is not occurring in that space."

    To summarize: to Equifax a record car loan bubble with an 8 year high in subprime origination is "evidence" that there is no bubble.

    And... #Ref!

    Great job, Mr. President!
     
    #44     Oct 6, 2014
  5. jem

    jem

    I enjoy sitting back and watching Tsing argue economics.
    He uses facts and charts... convincing ones and the comment about 4 trillion buying down interest and buying up the market was a crushing blow to the liberal loon side.

    How can the left even think raising taxes and printing trillions is good economic policy for the working class.
     
    #45     Oct 6, 2014
  6. Tsing Tao

    Tsing Tao

    Because they're brainwashed into the dogma that they are fed in left wing universities, reinforced by left wing progressive websites and main stream economist (who are clueless academics from the same universities). They can't understand how reality can't be what everyone is saying - it can't possibly be different.

    Though once you scratch the surface you find that they can't defend the economics beyond generally accepted overviews. If you ask them to deconstruct the info and prove it, they short circuit. I've seen it hundreds of times. They are all experts on the talking points, not on the subjects.
     
    #46     Oct 6, 2014
  7. Tsing Tao

    Tsing Tao

    And for those total fucking imbeciles who believe the Fed's money printing has nothing to do with it, let's start here:

    [​IMG]

    [​IMG]
     
    #47     Oct 6, 2014
  8. Lucrum

    Lucrum

    And you're still hoping for pics of me masturbating.
     
    #48     Oct 6, 2014
  9. Lucrum

    Lucrum

    Obongo hasn't done anything moron.

    The federal reserve on the other hand....
     
    #49     Oct 6, 2014
  10. Lucrum

    Lucrum

    #50     Oct 7, 2014