I'd love to be able to afford $65/hour. That's just not the case right now. Hopefully there's an offshore EasyLanguage coder, or someone that just likes doing it, that can help for $20/hour. Regarding getting what you pay for, my experience with programmers is that it is more important to find someone passionate about what they do then to find someone with the highest hourly rate. I've dealt with plenty of $100/hour guys that take their sweet-ass time. I'd rather use a cost-effective expert coder in India/Russia/China/Etc. that's working his butt off to put food on the table. The only issues in this case is availability and confidentiality (of which there are solutions).