great article in the journal today. front page about sub prime saying their investigation shows the real estate market is much worse and also,to my surprise,many sub prime mortages went to the wealthy with good credit. why? because if they wanted a million dollar home and needed an 800,000 dollar mortgae,a conventional loan would only give them lets say 600,0000. so they go the subprome rout and get the full 800. they can't pay it and also the same with home equity. yeah,we've been down this road already and everyone knows about sub prime. what people don't know is thats its so much worse and not confined to those with bad credit.