http://finance.yahoo.com/banking-bu...ise-as-debtors-fall-behind?mod=bb-creditcards When the bank sued Leann Weaver for not paying her credit card balance, her reaction was typical for someone in that situation. Personal and financial setbacks weighed her down, and she knew she owed the $2,470. So she never went to court to defend herself. She was startled by what happened next. When she swiped her debit card at the grocery store, it was declined. It turned out Capital One Bank had taken $224.25 from her paycheck, a quarter of her wages for two weeks of work at a retail chain, and her bank account was overdrawn. "They're kicking somebody who's already in the dirt," she said. These people always play the victim. They run up their credit cards and then they act like the credit card companies are the bad guys when they dont pay. When will people understand that you should never buy anything on a credit card unless you plan to pay it off at the end of the month, or unless you purchase a saleable non-depreciating asset. This woman probably was spending money on dinners at applebees and buying clothes. Why cant people understand that if you dont have the money, dont buy it. Go without. Dont expect us to feel sorry for you. You received a service. Pay for it. I see some of these people like this that are always asking me for help on what they should do to get more credit. When I ask why they want credit, they say because they want to either pay off debt(which makes no sense because they are not actually paying anything off) or buy some big ticket item.