today is shaping up to be a down day but lets look and see how today may be different from the previous few weeks. hong kong sold off dramatically citi bank expects write downs to be much worse,similar to what happened to merril. now the sreet will start to re eveluate other banks thinking the others are much worse as well. in fact CIBC just came out and said Citi's numbers "don't add up" and expect much more downside. bill gross just came out and said the banks are in trouble; people do listen to him. technically we are vroken from thursdays sell off and today may be another BIG leg down.