Don't think so. BAC has tremendous earning power, with recent dismissal on mortgage case, we see more confidence, less scrutiny on US banks. Whatever happened to GS when they had the big civil fraud lawsuit, the stock is back to $170s and the bad news have been eaten & digested and now it works like an antibody. US finanacials are mid to long term play, get on the boat while it's not too late, long term options are still cheap, well, the stocks are still cheap. Do you concur?