http://biz.yahoo.com/rb/081201/business_us_usa_economy_paulson.html He said banks, whether or not they had received some of the $150 billion of capital that Treasury has pumped into the financial system, had a duty to boost lending: "We expect banks to increase their lending as a result of these efforts and it is important that they do so." Yeah - we expect them to, but maybe we could have stipulated conditions when handing out the bailout money that they HAD to...? Nah.....
Like the banks had a "duty" to lend to unqualified buyers in the first place? Yeah, surely that will work.