Lol that's pathetic and irrational. Go to the $50 mill guy and tell him that every fortnight he loses $50k in inflation alone, even if he has his cash in the bank. If he has his 50 mill in stocks or real estate, he will be down >$1 million any time the market dips a tiny amount. With 50 mill in CDs, your risk is way, way higher than 15k even if you sit on your ass doing nothing. This guy is behaving like a pillock.
Han Solo ignored the odds and ended up with a rustbucket spaceship, while Lando Calrissian figured them and ended up owning Cloud City.