I'm opening this thread to discuss a problem that is not often widely mentioned. To begin with a brief background of myself, I have been trading for 8 years now (mainly stocks). I trade full time (claim traders status), use Realtick software and I utilize both daytrading and swing trading strategies. I am also 33 years old, recently married with no kids as of yet. Now with that in mind here is my current "problem". I have watched my equity increase steadily throughout the years, however; over the last couple of years while I have made more than enough to pay my bills and increase my account, I can honestly say that the percentages per year have been going down against my overal trading capital. I know this may not sound like a five alarm fire type problem as I have been profitable year after year for 8 years running there is an underlying issue. That issue is the underutilization of my trading capital. Thinking about this as I start the new trading year, I plan to adjust my position size accordingly to more accurately reflect the capital that I currently command. That is something that I have neglected to do properly as the capital has grown over the last 8 years. What I will say is that during the first 4-5 years I most defintely utilized all capital when trading...be it 5 positions at once etc etc. However, over the last 3 years I have been trading as if I had far less capital than I actually do. For example, if I don't adust my postion size accordingly in this new year, I can see myself trading as if I have a 100K dollar account and not one 5 times as large. In other words I might as well put the other 400K in a CD! Now here is where I would greatly appreciate the advice from everybody who reads this...what is your opinion on this situation? What do you believe I should do to utilize my full 500k capital this year? Should I increase postion size? Should I carry 10 positions instead of 3-5 as swing trades? Should I carry 20 positions? Should I day trade 10k shares of MSFT at a time? What % of capital should I risk at a time at this account level? In other words what are your opinions. Yes I am a seasoned trader but I'm not arrogant enough to believe that I am looking at all the options. I'm sure there are many ideas out there that I'm not exploring and that is what I'm asking for when I open this thread. Thank you in advance for all your responses.