Trading using a foreign member family account

Discussion in 'Taxes and Accounting' started by roca, Mar 30, 2020.

  1. roca

    roca

    Well if I am self employed, they don't give me a mortgage or car finance unless I have 2-3 years proof of income and I don't have that. However, my relatives do have income and they can be approved for the mortgage,car finance
     
    #11     Mar 31, 2020
  2. FrankInLa

    FrankInLa

    So, why would they then not just get the house and let you live in it? What's the deal then with trading? Two completely segregated issues how I see it.

     
    #12     Mar 31, 2020
  3. roca

    roca

    Yes but why would they buy it with THEIR money? I am the one who wants to make the payments, but I won't get approved if its in my name unless I have 2,3 years of profits. Get it?
     
    #13     Mar 31, 2020
  4. roca

    roca

    They will also be the ones providing me with the capital, so I will be using their money to trade not mine
     
    #14     Mar 31, 2020
  5. virtusa

    virtusa

    What will happen if they buy the house, you pay the first year and then you wipe out your trading account? Will they pay the loan, or take the loss if the bank sells the house?
    If you have no proof for 2 or 3 three years of profit you clearly are a newbie. Better make no expenses that should be covered by potential, hypothetical trading profits. First proof you make consistently more money then you need for the engagement.
     
    #15     Mar 31, 2020
  6. FrankInLa

    FrankInLa

    No, I don't get it because you stated in your first couple posts that you won't touch a penny from the account of your relatives nor take a profit share. So, just ask your relatives to get a mortgage and buy the house and you can pay them back. Not what I recommend but you asked for whether something is legal or not. The above is legal.

     
    #16     Mar 31, 2020
  7. Sig

    Sig

    We call this concept "renting". It's what normal people do when they're in your situation, rather than this convoluted thing you're proposing.
     
    #17     Mar 31, 2020
    FrankInLa likes this.
  8. FrankInLa

    FrankInLa

    Did you have a bad experience with Asian buyers pushing up prices in your neighborhood? ;-)

     
    #18     Mar 31, 2020
  9. roca

    roca

    ok thanks for your replies
     
    #19     Mar 31, 2020
    virtusa likes this.
  10. roca

    roca

    ok thank you
     
    #20     Mar 31, 2020