check out the Vanguard Wellesley Income Fund. It's a mixture of bonds and dividend paying stocks. 4% is hard to find going forward. There will be some principle fluctuation, but at this time for someone in his situaton that is the best deal.
Wow! That's fantastic! Year to date 3.2% 1 Year 10.3% 3 Years (Annualized) 17.0% 5 Years (Annualized) 6.4% 10 Years (Annualized) 6.8% I'm unfamiliar with this type of fund. I supposed if someone wanted income they could sell some shares. If the fund grows 6% in a year, my friend could sell 6% of his shares for income? Or, do they have some other process?
Thanks very much! Those four translate roughly into: 1.) devotion 2.) the alignment of movement and breath 3.) right knowledge 4.) the effect of actions; good actions>good effects (may include right beliefs which influence actions) It takes a lot of #3, imo, to be able to speak about the differences relative to the goal. My current path is along with #3, and i still find it challenging. The goal is to "escape" imagination so as to continue with (or resume) the experience of Being Reality. #1.) A path of devotion works toward this end by aligning the false self and the True Self so closely, that eventually, the one (false self) is subsumed into the other (True Self). It is characterized by the phrase, "Thy will be done". Finally, it is understood that the will of the True Self was always the true(est) will of the false self, which had, for a while followed it's own wishes (fantasy, imagination). Without any other will, the goal is achieved, and the experience of Being Reality is resumed (continued). George Harrison may have been a follower along this path, which begins with devotion to an advanced teacher and/or to an unseen "My Sweet Lord". #2,) I can't speak about #2, but have heard some very interesting things. I would say that helpful chemicals, such as 5-meODMT could be included in this category. Maybe even massage therapy. Its seems to be about using concepts that imagination has made, to transcend (escape) the imagination. It seems, that within imagination, there have been placed some "clues", which you might discover by, for example, finding the right frog, or finding the right - most relaxed? - body posture. Reminds me of the computer adventure game "Kings Quest". #3.) Right knowledge is what i specialize in, until i am ready to implement the last and final "path", that i don't see on the list of four above. I'll talk about that later. But it should be clear that i am fairly demanding when it comes to how concepts (words, phrases, parables) should be interpreted. I don't tolerate loose translations, mixed messages, and double-mindedness (even though we are all prone to this). And it's why, whenever i'm faced with a Bible believer, i am the master, and the believer must become the student (disciple)...or else the believer must exit my circle of influence. I've been known to tell such believers that there is a ten foot circle around me, and that if they continue to stand in that circle, the will be my student, and i will be the teacher. I do not allow them to violate that understanding, try as they might. If they don't like it, they can leave. That's always the case because you don't have to be (like me) a very advanced teacher to be a master of infantile Biblical rhetoric. Right knowledge is about holding (being vigilant about) right thinking in mind long enough to transcend the built-in deficiencies of the thinking mind. And then, the experience of Being Reality can continue (resume). Right knowledge can be punctuated with occasional injections of knowledge, direct from it's source (Reality), and these serve as "lamps" to light the way. #4.) Actions are really the effect of beliefs. So, before any action, a mind must believe something first. So this path is really also psychological. Beliefs are actually responsible for all meta-physical phenomenon...for the appearance of human beings. As human beings continue to believe falsely, their actions will be terrible. If they can change their beliefs (repent) their actions may be tolerable. I would say it's the effects of the change in beliefs, over time, getting better and better, that imagination ( a belief system) can be overcome, and Being Reality can resume (continue). I'll talk about a fifth, and, imo, final path for a very advanced learner - later. But i think it's noteworthy that so much effort must be given to overcoming a realm of imagination. It has a way of capturing our attention with a vice grip. And this is why it has been compared to "prison" , to "hell", and something to be "overcome".
yes, I would say he'd be safe with 4%, so he could set it up to reinvest and then just automatically withdraw 4%, so on 100k, he could just sign up for a montly check of $333. But keep in mind, if the market tanks, even those dividend paying stocks are going to reduce his principle, and if rates rise, that will also reduce principle, but when the bonds mature they rebuy at presumably higher rates. One never knows in these matters how long a person is going to live. otherwise, you just specify that you want dividends only, and reinvest capital gains (best most conservative appoach if taxes are not a problem) or pay dividends and capital gains. Taking a set amount each month like 4% (.33%) is a little more risky, but the bills need to be paid. normally people just set it up to pay dividends directly to their bank account current yield is about 3%, but in a year like we've had he would already be up quite a bit good luck
how does a grown educated man in the internet age where with a click of a mouse you can research these things still believe and fear the primitive concept of biblical hell?
#2.)5-meODMT is more of the tantric way.Tantras are in Tamas category,mostly.Not all but almost.Ashtanga is a 8 step(ashta means 8) yoga:Yama Niyama Asana....Samadhi,and it is not allowed in Kali.It is just simply impossible as it was a practice in Satya Yuga and it took 10000 years to meditate only.LoL..So when you hear someone has achieved Samadhi at your local "yoga" center,or someone is teaching how to achieve,you can make a good laugh.No we are living +-100 years,NO ONE will ever achieve Samadhi!!!So don't bother. #3.)Usually, observing that things are imperfect and being destroyed every second and thinking how perfect He is and how fallen we are is a good start for the philosophical thinking path.If you are the Master,you should not distort things but transmit it As Is.There are a lot of "Jesuses" and "Muhammads" roaming along.So be careful. Knowing your Swarupa(origin) could help immensely.Remember "Angel's Heart" movie when Rourke character yelled in the mirror," I know who I am!!"
Thanks! That sounds perfect for him. I'll see if i can help him understand it. He's a funny guy. Owns his own condo, pays property tax and dues with income from CD's, eats at local charities, and collects cans for extra cash. He can quote Jim Morrison more fluently than some preachers can quote the Bible! He'll tell you all about what happened to JFK (and Bobby) but had to be clued in about 911. He knows everything about bikes. Carries a magnet around in his pocket to test if a bike frame is aluminum or not. And he's such a pack-rat that the fire-marshall has to order him to clear out space for the sprinkler systems to work. Like a character out of a Harry Potter movie. Reminds me of a reincarnated civil war Colonel Picket. Knows nothing about the stock market, let alone robots, but is willing to try.
there were a bunch of guys sitting around a campfire in heaven..a rabbi,2 popes,a muslim,islam,buddist,atheist,billy graham,a caveman,they talked theology late into the nite,as the campfire was reduced to embers and everyone beginning to nod off, the caveman asked in his 100 word vocabulary, what's theology... point is God was there before there were words and words can only capture a fraction of reality, most can't be put into words,they are only a recipe, not a meal
Thank you. If there were a Jesus level teacher around, i would be the student. However, the students who wrote the Bible would have to be my students...until we all understood again what the equality of Reality is all about (no more students or teachers. all know).
biblical hell is a metaphor, it might be life on earth, like being george bush,jerry springer or flava flav or worse yet, their offspring