You may also want to look into creating an entity for your trading. The regs are generally somewhat different for small business policys, for instance, where I live, it is illegal for a business/group policy to not provide maternity coverage, whereas that is a common exclusion for individual policys. Mysmall business "group" consists of myself and my wife (my sole employee) via my trading L.L.C. Jessie
you dont save money up front with a msa. ive had one for 5+ years with golden rule. the insurance is more expensive than a regular health plan with hi limits right now because of congress mandates. you could save money in the long run if you never needed to use the msa.
vhehn, i dont use an MSA since my wife likes to keep it "traditional" LOL ! BUT, golden rule would be 175.00 per month for a family of 4 as opposed to 500.00 via aetna traditional plan. explain to me what i am missing. best, surfer
No, if corporations didn't have lawyers and the little guy didn't have lawyers it would be even. Lawyers don't deserve a break. Same reason a rattle snake won't strike a lawyer. --- Professional courtesy. And, don't think I just hate lawyers, my best friend is a state supreme court chief justice.
Oh, and here is how I solved the self-employed health insurance issue. I married a girl who works for a company with a great insurance plan. I highly recomment that alternative.
that would be a surprise to me since for my family of 2 i paid 676.96 per month. 100 of that goes into my msa savings account. the policy is a $3600 deductible msa policy. where are you getting those numbers? i am curious to know what the difference could be.