Ray, If you can't make decent money with $25,000, then why would you think you could do so with $100,000 or more? I guess it depends on your definition of really good money. If one can make $300-$500/day with $25,000, then he should be able to make $1,200-$2000 or more with $100,000 account. For me personally, $300-$500/day is good enough for starters. That's $72,000 to $120,000 per year income. Then, once you build up your capital, you simply increase the number of shares you trade, and up goes your income. But I would definately say, one does NOT need more than $25,000 to begin with. Especially with the beat down stock prices today, you can easily trade in lots of 100-500 shares of the most expensive stocks.