I seek advice about my real world personal scenario. In June signed a construction contract for a new home thinking a bottom was near in housing. The mortgage comes from the same company. I have only $3K invested until I close, probably around 1 December. At that time I could walk, losing most of the $3K. The reason I would consider it is that the company appears to be in trouble and I think there there is a good chance I could simply buy the home by then putting in a much lower bid, saving much more than the $3K. Just curious right now, think it's too unethical?